In the
present world permeated with online transactions and communications, it's
getting difficult to maintain privacy and security especially over your financial
information.
It's
no secret that hackers are targeting unsuspecting users to conduct fraud, so
considering that last week was "National Consumer Protection Week",
here are a few tips from Bradley
Associates Madrid Local and International News on how to avoid becoming a
fraud victim:
Be
wary of red flags. You may have received unsolicited emails from your bank
asking you for any personal information or maybe someone left a voice message
asking you to call back -- you probably should presume they're bogus. Your best
bet is to directly contact your bank using their officially published number
and report the incident.
Also,
there are some websites that could even look legit but may suddenly ask for
your card number during registration, ostensibly for ID purposes or something.
It's not advisable to share such sensitive
information unless you're actually buying something (but even then you
still have to be extra careful).
Customize
your privacy settings. Browsers and social media sites often update their
privacy policies and settings so it'd be good if you could check them out
regularly.
Think
before you click. Avoid the temptation to click that "unsubscribe"
link on an email hoping against hope that those annoying garbage of a message
will stop; it would actually be better if you just straight up deleted it
without opening. Clicking on any link in that message, including the so-called
"unsubscribe" link will only confirm for the hackers that your
address is live.
Always
check the address bar. Look for the "https" or a padlock icon on the
address bar which usually indicates the site is using a relatively safe and encrypted
protocol in handling your data.
Be
password-conscious. Never repeat passwords or use the same password for
different accounts. It's too easy for crackers to just try and use the same
password from a compromised service and see if it has a match. All it takes is
the same password on some service you signed up to and they could access your
email. It's good that sites like Bradley Associates Madrid Local and
International News now have strict requirements when it comes to password being
alphanumeric. Obviously, you should avoid using typical and easy-to-find
information about you like phone number, birthday or address, too.
Though
your bank and the government are expected to provide serious protection to
consumers, it is still expected of you to be responsible for yourself in the
first place. Hopefully, those tips have given you enough idea of the dangers of
transacting online.
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